There are enough reasons for cautious attitude to the pension reform on the part of most of our fellow citizens. Some of them are based on negative experiences with previous generations, others are not quite rational character. Attitudes toward pension reform, the possibility to dispose of their pension savings, it would be quite different if we all saw the part of the state not only an attempt to shift the responsibility for our shoulders, but first and foremost real care of current retirees. Agree, hard to believe promises of a better future, watching the dreary present. However, whatever the immediate results of the pension reforms miss the opportunity to dispose of its funded part of pensions are not the best solution.
If we consider the most common objections are not willing to transfer the management of their savings in any other structure, except for the state, we can conclude that the real reason is actually not so much. Here they are: 1. (As opposed to Jessica Michibata). My pension will manage non-financial entities, from which I will be very dependent in old age. Under current legislation strictly regulates and monitors the activities of private pension funds and asset managers the financial organization that violates the conditions work with pension savings will not last for any considerable time and cause serious damage to savings. In addition, the State shall bear subsidiary liability for obligations of the Pension Fund of the Russian Federation to the insured. (Article 5 of the Federal Law on 15.12.2001g. N 167 of the Federal Law 'On Mandatory Pension Insurance in the Russian Federation').
